Do you do a lot of traveling? If you worry about your travel budget, it may be wise to keep a travel credit card. This allows you to put all expenses on one card that is accepted all throughout the world. While you shouldn’t go crazy and max out the card’s cash limit, it saves time to swipe and pay then worry about other forms of pavement. And, these credit cards are often a lot safer as well.
Chase Sapphire Preferred Card
One of the top travel credit cards is the Chase Sapphire Preferred Card. It offers bonus rewards, such as earning 2 points on dining and $1 on each travel purchase. The card also comes with a sign-up bonus. When you spend $4,000 within the first three months after receiving the card, Chase will reward you with 50,000 reward points. These points can be used towards anything of your choosing. The points hold a cash value of $625. If you travel a lot, this might be converted into free airline tickets or free hotels.
Discover It Miles Card
The Discover It Miles card is also a worthy contender. Within the cardholder’s first year, it matches your miles. Let’s say you have 30,000 miles on your card. Discover has bumped your miles up to 60,000. The card will also reimburse you for up to $30 of your in-flight wifi expenses. On the downside, Discover is still not globally accepted. You may find yourself searching for the nearest ATM in order to pay for your meal or hotel. Before you travel, check to see if it’s accepted in the country of which you are going. You don’t want to be left stranded.
Barclaycard Arrival Plus World Elite
The Barclaycard Arrival Plus World Elite MasterCard is also rated as one of the best travel cards. When you earn 50,000 points on this card, it’s equivalent to $500 cash. This, in turn, can be converted into a purchase at any airline or hotel. This card, too, gives people more freedom to choose their hotel or airline. They pride themselves on the “no hassles” logo that give their customers more freedom. Furthermore, miles never expire as long as a person’s account remains open.
BankAmericard Travel Rewards
Similarly, the BankAmericard Travel Rewards Credit Card is one to look into for those that travel often. Users will enjoy that there’s no annual fee, as well as earning 1.5 points per dollar. Points count toward every purchase, whether it’s travel or a drink at the gas station. Users have the ability to earn 20,000 points if they spend $1,000 within the first 90 days. The points can then be redeemed for flights, hotels and other purchases.
Southwest Rapid Rewards Premier
If you are a fan of flying Southwest, this may be the card for you. The Southwest Rapid Rewards signature card lets you earn points in the United States and Caribbean. It offers users free checked baggage and it redeems users with 40,000 points once they spend $1,000 in 90 days. In addition, the user automatically receives 6,000 points each year that they renew their card. There is no transaction fee to this card. Each purchase through Southwest earns 2 points, while each purchase outside Southwest earns 1 point.
Enjoy your travel with these travel credit cards. You can bank a sizeable number of points just for signing up and continue to earn points on all your purchases, often with bonus points for travel related purchases. These cards offer some of the best exchange rates and many eliminate foreign transaction fees. They will make a difference in your bank account and how relaxed you feel while on vacation.